Even care workers from other EU countries who are exempt from German social security contributions should take out private incoming health insurance to avoid gaps in coverage. Although EU citizens benefit from freedom of movement and may take up employment in Germany without restrictions, their health insurance in their home country may not cover all benefits. This may include, for example, the high cost of repatriation in an emergency.
In addition, many EU citizens may be accustomed to a higher level of healthcare in their home countries, particularly when it comes to dental prostheses or hospital accommodation.
KLEMMER’s CARE & HELP insurance provides comprehensive coverage for care and support workers coming to Germany.