From abroad to Germany

STUDENTS Insurance

Rated 4.70/5 at
  • Language learners & students

I am happy to assist you with calculating the insurance.

Get a price estimate

Information about the trip

Age at insurance start

Example tariff

STUDENTS Insurance Basic

Total premium

€37.20
From abroad to Germany

STUDENTS Insurance

Rated 4.70/5 at
  • Language learners & students
The perfect incoming insurance for language learners and students coming to Germany.

Are you planning a trip to Germany for an internship, a language course, or even a full degree program? Our insurance offers you the ideal protection throughout your stay. It is tailored to the specific needs of language learners and students, giving you peace of mind around the clock.

Compare

Plans & Benefits

Protection throughout your stay – flexible and tailored.

Our STUDENTS insurance is fully aligned with your safety needs. You can choose between plans that offer the legally required minimum coverage and premium packages that provide comprehensive protection for medical costs, accidents, and damages. Calculate your personal premium now.

STUDENTS Insurance

Start

From €1.00 / day
  • Age
    7 up to 60 years
  • Duration
    Up to 12 months
  • Guarantee
  • Recognized for visa and residence permit purposes: Exceeds the requirements for Schengen visas
  • Outpatient and inpatient medical treatment including surgeries, as well as doctor-prescribed medication and dressings
  • Pain-relieving dental treatment
    100% up to max. €400
  • Pain-related homeopathic treatment by licensed physicians
  • Repair of existing dental prostheses
  • Accident-related dental prosthesis to restore chewing ability
  • Disability benefit – basic sum insured
  • Disability benefit in case of full disability
  • Cosmetic surgery following an accident
  • Rescue costs
  • Death benefit
  • Flat-rate coverage limit for personal injury and property damage
  • Damage to residential premises and buildings of the host family or landlord
  • Loss of house and apartment keys
  • Deportation costs
  • Unlimited and premium-free extended coverage in case of ordered deportation
  • Premium refund
  • Medically prescribed transportation by ambulance
  • Medically advisable and reasonable repatriation to home country
  • Premium-free extended coverage in case of proven transport incapacity
  • Treatment during pregnancy and subsequent childbirth
  • Manual therapy, massages, lymphatic drainage, etc.
    up to max. €250 for the entire policy period
  • Initial treatment of acute mental and emotional disorders, psychiatric illnesses, including hypnosis and psychotherapy
    max. 4 inpatient days or 4 outpatient sessions
  • Medically necessary walking aids and rental of a wheelchair
  • Medical rehabilitation services (follow-up treatment)
  • Repatriation of mortal remains or funeral costs
  • Pain-related root canal treatment
  • GOÄ rates up to
    2,3
  • GOZ rates up to
    2,0

Basic

From €1.20 / day
  • Age
    0 up to 60 years
  • Duration
    Up to 60 months
  • Guarantee
  • Recognized for visa and residence permit purposes: Exceeds the requirements for Schengen visas
  • Outpatient and inpatient medical treatment including surgeries, as well as doctor-prescribed medication and dressings
  • Pain-relieving dental treatment
    100% up to max. €400
  • Pain-related homeopathic treatment by licensed physicians
  • Repair of existing dental prostheses
  • Accident-related dental prosthesis to restore chewing ability
  • Disability benefit – basic sum insured
    €50,000
  • Disability benefit in case of full disability
    225% progression €112,500
  • Cosmetic surgery following an accident
  • Rescue costs
    €5,000
  • Death benefit
    €5,000
  • Flat-rate coverage limit for personal injury and property damage
    €2.0 million
  • Damage to residential premises and buildings of the host family or landlord
    up to €25,000 (deductible €250 for damage to immovable property)
  • Loss of house and apartment keys
  • Deportation costs
    €4,100
  • Unlimited and premium-free extended coverage in case of ordered deportation
  • Premium refund
  • Medically prescribed transportation by ambulance
  • Medically advisable and reasonable repatriation to home country
  • Premium-free extended coverage in case of proven transport incapacity
  • Treatment during pregnancy and subsequent childbirth
  • Manual therapy, massages, lymphatic drainage, etc.
    up to max. €250 for the entire policy period
  • Initial treatment of acute mental and emotional disorders, psychiatric illnesses, including hypnosis and psychotherapy
    max. 4 inpatient days or 4 outpatient sessions
  • Medically necessary walking aids and rental of a wheelchair
  • Medical rehabilitation services (follow-up treatment)
  • Repatriation of mortal remains or funeral costs
  • Pain-related root canal treatment
  • GOÄ rates up to
    2,3
  • GOZ rates up to
    2,0

Premium

From €1.34 / day
  • Age
    0 up to 60 years
  • Duration
    Up to 60 months
  • Guarantee
  • Recognized for visa and residence permit purposes: Exceeds the requirements for Schengen visas
  • Outpatient and inpatient medical treatment including surgeries, as well as doctor-prescribed medication and dressings
  • Pain-relieving dental treatment
    100% up to max. €500 (any additional costs covered at 50%)
  • Pain-related homeopathic treatment by licensed physicians
  • Repair of existing dental prostheses
    50% up to max. €1,000
  • Accident-related dental prosthesis to restore chewing ability
    100% up to max. €2,500
  • Disability benefit – basic sum insured
    €60,000
  • Disability benefit in case of full disability
    350% progression €210,000
  • Cosmetic surgery following an accident
    €5,000
  • Rescue costs
    €5,000
  • Death benefit
    €5,000
  • Flat-rate coverage limit for personal injury and property damage
    €2.6 million
  • Damage to residential premises and buildings of the host family or landlord
    up to €2.6 million (deductible €250 for damage to immovable property)
  • Loss of house and apartment keys
    up to €500
  • Deportation costs
    €6,000
  • Unlimited and premium-free extended coverage in case of ordered deportation
  • Premium refund
    One monthly premium
  • Medically prescribed transportation by ambulance
  • Medically advisable and reasonable repatriation to home country
  • Premium-free extended coverage in case of proven transport incapacity
  • Treatment during pregnancy and subsequent childbirth
  • Manual therapy, massages, lymphatic drainage, etc.
    up to max. €250 for the entire policy period
  • Initial treatment of acute mental and emotional disorders, psychiatric illnesses, including hypnosis and psychotherapy
    max. 4 inpatient days or 4 outpatient sessions
  • Medically necessary walking aids and rental of a wheelchair
  • Medical rehabilitation services (follow-up treatment)
  • Repatriation of mortal remains or funeral costs
  • Pain-related root canal treatment
  • GOÄ rates up to
    2,3
  • GOZ rates up to
    2,0

STUDENTS Insurance

Start

From €1.00 / day

Basic

From €1.20 / day

Premium

From €1.34 / day
  • Age
    7 up to 60 years
    0 up to 60 years
    0 up to 60 years
  • Duration
    Up to 12 months
    Up to 60 months
    Up to 60 months
  • Guarantee
  • Recognized for visa and residence permit purposes: Exceeds the requirements for Schengen visas
  • Outpatient and inpatient medical treatment including surgeries, as well as doctor-prescribed medication and dressings
  • Pain-relieving dental treatment
    100% up to max. €400
    100% up to max. €400
    100% up to max. €500 (any additional costs covered at 50%)
  • Pain-related homeopathic treatment by licensed physicians
  • Repair of existing dental prostheses
    50% up to max. €1,000
  • Accident-related dental prosthesis to restore chewing ability
    100% up to max. €2,500
  • Disability benefit – basic sum insured
    €50,000
    €60,000
  • Disability benefit in case of full disability
    225% progression €112,500
    350% progression €210,000
  • Cosmetic surgery following an accident
    €5,000
  • Rescue costs
    €5,000
    €5,000
  • Death benefit
    €5,000
    €5,000
  • Flat-rate coverage limit for personal injury and property damage
    €2.0 million
    €2.6 million
  • Damage to residential premises and buildings of the host family or landlord
    up to €25,000 (deductible €250 for damage to immovable property)
    up to €2.6 million (deductible €250 for damage to immovable property)
  • Loss of house and apartment keys
    up to €500
  • Deportation costs
    €4,100
    €6,000
  • Unlimited and premium-free extended coverage in case of ordered deportation
  • Premium refund
    One monthly premium
  • Medically prescribed transportation by ambulance
  • Medically advisable and reasonable repatriation to home country
  • Premium-free extended coverage in case of proven transport incapacity
  • Treatment during pregnancy and subsequent childbirth
  • Manual therapy, massages, lymphatic drainage, etc.
    up to max. €250 for the entire policy period
  • Initial treatment of acute mental and emotional disorders, psychiatric illnesses, including hypnosis and psychotherapy
    max. 4 inpatient days or 4 outpatient sessions
  • Medically necessary walking aids and rental of a wheelchair
  • Medical rehabilitation services (follow-up treatment)
  • Repatriation of mortal remains or funeral costs
  • Pain-related root canal treatment
  • GOÄ rates up to
    2,3
  • GOZ rates up to
    2,0

Always Included

The guarantee

Each of our inbound insurance products ensures all-round protection for you. That’s the KLEMMER Guarantee.

With KLEMMER, you enjoy optimal protection – from day one. Our flexible insurance plans with daily billing adapt to your personal plans and offer benefits that go beyond standard coverage. You can take out our policies quickly and easily online, and you’ll receive your insurance confirmation immediately.

Thanks to our efficient processing and comprehensive coverage, you can travel worry-free.

  • Online application with immediate insurance confirmation
  • No deductible – full coverage with no extra costs
  • Daily rates – coverage only for as long as you need it
  • Convenient direct billing with doctors and hospitals
  • Flexible adjustments and refunds in case of early departure

Compare

Premium Overview

Optimal protection at fair rates – flexible and transparent.

Our premium overview gives you a clear picture of the different pricing levels, based on your age and desired insurance period. Whether you're looking for coverage for just a few months or a longer stay – our daily-based plans flexibly adapt to your individual needs.

STUDENTS Insurance

Start

From €1.00 / day
  • Minimum premium
    €25.00
  • Age 0 up to 6 years
    • 0. - 18. month
    • 19. - 36. month
    • 37. - 60. month
  • Age 7 up to 40 years
    • 0. - 12. month
    • 0. - 18. month
    • 19. - 36. month
    • 37. - 60. month
    • €1.00
  • Age 41 up to 60 years
    • 0. - 12. month
    • 0. - 18. month
    • 19. - 36. month
    • 37. - 60. month
    • €1.50

Basic

From €1.20 / day
  • Minimum premium
    €25.00
  • Age 0 up to 6 years
    • 0. - 18. month
    • 19. - 36. month
    • 37. - 60. month
    • €1.70
    • €2.15
    • €2.40
  • Age 7 up to 40 years
    • 0. - 12. month
    • 0. - 18. month
    • 19. - 36. month
    • 37. - 60. month
    • €1.20
    • €1.65
    • €1.90
  • Age 41 up to 60 years
    • 0. - 12. month
    • 0. - 18. month
    • 19. - 36. month
    • 37. - 60. month
    • €1.70
    • €1.90
    • €3.50

Premium

From €1.34 / day
  • Minimum premium
    €25.00
  • Age 0 up to 6 years
    • 0. - 18. month
    • 19. - 36. month
    • 37. - 60. month
    • €1.85
    • €2.30
    • €3.20
  • Age 7 up to 40 years
    • 0. - 12. month
    • 0. - 18. month
    • 19. - 36. month
    • 37. - 60. month
    • €1.34
    • €1.80
    • €2.70
  • Age 41 up to 60 years
    • 0. - 12. month
    • 0. - 18. month
    • 19. - 36. month
    • 37. - 60. month
    • €1.95
    • €2.40
    • €3.95

STUDENTS Insurance

Start

From €1.00 / day

Basic

From €1.20 / day

Premium

From €1.34 / day
  • Minimum premium
    €25.00
    €25.00
    €25.00
  • Age 0 up to 6 years
    • 0. - 18. month
    • 19. - 36. month
    • 37. - 60. month
    • €1.70
    • €2.15
    • €2.40
    • €1.85
    • €2.30
    • €3.20
  • Age 7 up to 40 years
    • 0. - 12. month
    • 0. - 18. month
    • 19. - 36. month
    • 37. - 60. month
    • €1.00
    • €1.20
    • €1.65
    • €1.90
    • €1.34
    • €1.80
    • €2.70
  • Age 41 up to 60 years
    • 0. - 12. month
    • 0. - 18. month
    • 19. - 36. month
    • 37. - 60. month
    • €1.50
    • €1.70
    • €1.90
    • €3.50
    • €1.95
    • €2.40
    • €3.95

No Health Insurance

Liability & Accident Plan

You only need liability and accident insurance?

Our STUDENTS liability & accident plan offers you targeted protection during your stay – without any additional health insurance benefits.

Whether liability claims or accidents – we’ve got you covered. No health insurance included!

STUDENTS Insurance

Liability/​Accident

€0.27 / day
  • Age
    0 up to 60 years
  • Duration
    Up to 60 months
  • Guarantee
  • Disability benefit – basic sum insured
    €60,000
  • Disability benefit in case of full disability
    350% progression €210,000
  • Cosmetic surgery following an accident
    €5,000
  • Rescue costs
    €5,000
  • Death benefit
    €5,000
  • Flat-rate coverage limit for personal injury and property damage
    €2.6 million
  • Damage to residential premises and buildings of the host family or landlord
    up to €2.6 million (deductible €250 for damage to immovable property)
  • Loss of house and apartment keys
    up to €500
  • Deportation costs
    €6,000
  • Unlimited and premium-free extended coverage in case of ordered deportation

STUDENTS Insurance

Liability/​Accident

€0.27 / day
  • Age
    0 up to 60 years
  • Duration
    Up to 60 months
  • Guarantee
  • Disability benefit – basic sum insured
    €60,000
  • Disability benefit in case of full disability
    350% progression €210,000
  • Cosmetic surgery following an accident
    €5,000
  • Rescue costs
    €5,000
  • Death benefit
    €5,000
  • Flat-rate coverage limit for personal injury and property damage
    €2.6 million
  • Damage to residential premises and buildings of the host family or landlord
    up to €2.6 million (deductible €250 for damage to immovable property)
  • Loss of house and apartment keys
    up to €500
  • Deportation costs
    €6,000
  • Unlimited and premium-free extended coverage in case of ordered deportation

FAQ & Help for Language Learners & Students

This might be useful for you

Here you’ll find answers to frequently asked questions about our travel insurances. We’ve gathered the most important information to help you feel well prepared. If you still have questions, don’t hesitate to get in touch with us.

  • Are language learners in Germany allowed to work?

    If language learners have a visa or residence permit for the purpose of language acquisition, it is usually valid for the duration of the course – up to a maximum of 12 months. During this time, they are generally allowed to work up to 20 hours per week.

    Everthing about the topic
  • Can I cancel my contract early?

    Yes, you can end your contract early by providing a reason. A phone call is enough.
    Of course, you can also send us a message using the contact form. If the contract ends as scheduled, no cancellation is necessary.

    Everthing about the topic
  • Can I cancel the contract?

    Yes, you can cancel the contract free of charge at any time before the insurance begins. Just use the contact form or give us a call during our business hours.

    Everthing about the topic
  • Can I change my plan?

    Yes, you can change your plan at any time before the contract starts. If your contract has already begun, you can simply apply online for the new plan. We’ll cancel your current contract and set up the new one for you.

    Everthing about the topic
  • Can I study in Germany for free?

    Tuition fees were abolished in Germany in 2014. If you’re a citizen of an EU or EEA country, your first degree is free of charge – just like for German students. If you're from another country, different rules may apply. It depends on your home country, your study plans, and whether you already hold a degree. Ask the student advisory service at your chosen university for more details.

    Everthing about the topic
  • Can international students receive BAföG?

    Students without a German passport (and without family holding German citizenship) usually aren’t eligible for BAföG – even if they meet other requirements. There may be limited chances for support if they have a long-term residence permit and a clear long-term perspective to stay, or if they come from an EU country, Switzerland, Liechtenstein, Iceland, or Norway.

    Everthing about the topic
  • Do I need a visa to study in Germany?

    Citizens of EU and EEA countries don’t need a visa to study in Germany. The same applies to those already studying in another EU country and holding a valid residence permit. Citizens of Australia, the UK, Israel, Japan, and some other countries usually have no problems applying for a residence permit for study purposes after arriving in Germany. Most non-EU nationals, however, must apply for a student visa at the German embassy or consulate in their home country before traveling.

    Everthing about the topic
  • Do I need health insurance for a language course?

    f you’re from an EU or EEA country and are taking part in a preparatory language course or Studienkolleg, you don’t need additional insurance as long as you're covered by your home country’s EHIC (European Health Insurance Card). If you’re from a non-EU country, you should take out private health insurance until your university studies begin. There are special plans available for language learners.

    Everthing about the topic
  • Do international students need health insurance to study in Germany?

    Yes. To enroll at a German university or university of applied sciences, you need student health insurance.
    If you're under 30 and plan to complete your full studies in Germany, you should join a public health insurance provider. It offers full coverage at very affordable rates. If you’re only staying for part of your studies (e.g. a semester abroad or your thesis), or taking part in an exchange program, a private health insurance plan is recommended. There are special products made for students.

    Everthing about the topic
  • Does the contract end automatically?

    Yes, the contract ends automatically at the agreed end date. You don’t need to cancel it.

    Everthing about the topic
  • How can I change my bank details?

    Send us a quick message through the contact form or call us during our business hours. We will send you the form to update your bank details.

    Everthing about the topic
  • How can I extend my insurance?

    You can extend your insurance via email, phone, or online.

    Please make sure to submit your extension request before the agreed insurance end date to avoid any gaps in your coverage.

    Everthing about the topic
  • How can I notify changes?

    If something changes for you, such as your phone number, we should be informed. Feel free to use the contact form for your message. On weekdays, you can also reach us by phone. However, any changes to your bank details must be communicated to us in writing.

    Everthing about the topic
  • How can I sign a framework agreement?

    In a phone call or via email, we can discuss your individual needs and requirements and then establish the terms for a framework agreement.

    If it turns out at the end of the year that adjustments are necessary, we can make changes for the next season.

    Everthing about the topic
  • How can I take out insurance?

    You can easily take out KLEMMER insurance online. Simply choose the appropriate insurance product. For incoming products (for newcomers), you can calculate your individual contribution and take out the product directly on our website. You will then receive your insurance certificate immediately. For outgoing and other products, we will redirect you to the websites of our insurance partners, where you can also take out the product online.

    If you choose to take out the insurance by mail or fax, we will need a few business days to process it. Once we have finished, we will send you the insurance certificate.

    Everthing about the topic
  • How do I find out if my higher education entrance qualification will be recognized?

    You can check whether your higher education entrance qualification is valid in Germany on anabin (Information portal of the Standing Conference of the Ministers of Education and Cultural Affairs).

    If you come from a country outside the EU, you can contact the International Office of the university of your choice. If the university does not recognize your diploma, you will need to take a qualifying exam. Preparatory courses for this exam are offered by Studienkollegs across Germany. Alternatively, you can start your studies in your home country and transfer to a German university after completing your basic studies.

    Everthing about the topic
  • How does the refund of overpaid contributions work?

    KLEMMER calculates on a daily basis. This means that if your contract ends early, any overpaid contributions will be refunded to you.

    Everthing about the topic
  • How good does my German have to be for studying in Germany?

    For studying in Germany, you must prove sufficient German language skills at the C1 level. There are tests to determine your language proficiency, such as the DSH (German Language Test for University Admission for Foreign Students) at the university of your choice or the TestDaF (Test of German as a Foreign Language). The Goethe-Institut also offers language courses with certification that you can use for your enrollment. If you have completed an Abitur at a German school abroad, no additional test is required.

    Everthing about the topic
  • In which cases do EU students still need to take out health insurance in Germany?

    If students have moved their main place of residence to Germany and plan to stay long-term, they are required to take out public health insurance with a German provider. The same applies if they receive funding from a German institution.

    Everthing about the topic
  • Is my data secure?

    Yes, your online application is processed via a secure connection. Your data is used solely for the purpose of fulfilling the insurance contract. You can find more information on our data protection page.

    Everthing about the topic
  • Is there a premium refund?

    Some plans offer premium refunds under certain conditions. Please check the product information for details.

    Everthing about the topic
  • What are the advantages of KLEMMER insurance?

    The main advantage of KLEMMER insurance solutions is the precise daily billing. With us, you only pay for the days you want to be insured. Additionally, we only offer policies with no deductible. In the event of a claim, the insurance covers all costs. Furthermore, you benefit from an easy online application process. When you book insurance on our website, you will receive an email shortly afterward with the insurance confirmation and all other documents you need for consulates and authorities.

    Everthing about the topic
  • What documents will I receive?

    You will receive your insurance certificate, consumer information, treatment vouchers, and a guide from us. The insurance certificate proves which product you have purchased with us. It also serves as proof of insurance, for example, for authorities. The consumer information provides detailed information about the contract terms. You will need the treatment vouchers to present in doctor's offices. This way, the medical staff knows which services the insurance covers and how they can bill for them.

    Additionally, you will receive an insurance card in the size of a bank card (EC card). The payment plan, showing when each contribution is due, will be sent to you separately.

    Everthing about the topic
  • What happens if a direct debit cannot be processed?

    If a direct debit is returned, for example due to cancellation, incorrect information, or insufficient account funds, your insurance coverage is at risk. This should definitely be avoided. First, we do not provide insurance benefits in case of payment arrears, and second, additional costs may be incurred for the extra effort.

    Everthing about the topic

Transparency you can trust

Real experiences, real security – what our customers say

The experiences of other insured customers are invaluable. They offer insights into real-life situations, build trust, and help you make informed decisions.

At KLEMMER, reviews are collected by ProvenExpert. See for yourself and benefit from the experiences of other customers.

Excellent

4.70 out of 5 stars

348 reviews

5.00
„Beste Versicherung mit kompetenten Mitarbeitern.Sind Dauerkunden und sehr zufrieden.Danke Frau Puhl für ihre Unterstützung heute und Grüßean ihre Kollegen!!“
L.
4.67
„Schnelle Antwort und unkomplizierte direkte Kostenabrechnung der Behandlung mit dem Krankenhaus. Per E-Mail und Telefonisch sehr gut erreichbar. Rückruf klappt auch wunderbar.“
Steven G.
5.00
„Kompetente und schnelle Hilfe“
Heinrich S.
1.33
„Werben fuer Versicherungen fuer junge Auslaender, die nach Deutschland kommen wollen, um Deutsch zu lernen bzw. Deutschland kennenzulernen. Die inkludierten Leistungen sind jedoch nur irrefuehrend und moralisch fraglich in deutscher Sprache in den AGBs aufgefuehrt. Selbst im sogenannten "Premium"-Paket. Relevante Inhalte sind auf Englisch nicht genau uebersetzt. Auf eine direkte Beschwerde hin ist man nicht naeher eingegangen. Einsichtigkeit und Verstaendnis wurden weder vor noch nach der Beschwerde gezeigt. Meines Erachtens Menschen unwuerdiges Verhalten.“
Anonymous
5.00
„Ich bin äußerst zufrieden mit KLEMMER International Assekuradeur GmbH und möchte mich herzlich für den hervorragenden Service bedanken! Die Abwicklung meiner Anliegen war immer unkompliziert, schnell und professionell. Das Team ist freundlich, kompetent und stets hilfsbereit. Besonders schätze ich die transparente Kommunikation und die fairen Konditionen. Ich kann diese Versicherung jedem empfehlen, der Wert auf Verlässlichkeit und guten Kundenservice legt. Vielen Dank für die tolle Unterstützung!“
Kateryna A.
5.00
„Insbesondere die Geduld von Frau Binder möchte ich hervorheben. Wir hatten jetzt schon 2 Au Pair über Klemmer versichert und werden sicher auch alle weiteren so versichern!“
Anna S.
5.00
„Super kompetent und schnelle Abwicklung“
Anonymous
5.00
„Schnell, Flexibel, Zuverlässig, Funktioniert auch gut bei Wechsel/Anpassung/Stornierung der Versicherung“
Martin B.
5.00
„Die Abeicklung ist wirklich toll. Leider habe ich nie jemanden im Leistungsteam erreicht außer per E-Mail.“
Jana Z.
5.00
„Sehr Kundenorieniert und immer freundlich.“
Max-Rill-Gymnasium R.
5.00
„Unkompliziert und zuverlässig“
Anonymous
4.00
„it as such a good experience which I am pretty satisfied.“
Anonymous
5.00
„My insurance claim was settled promptly and without fuss: I am entirely satisfied with the professional and helpful service received - thank you!“
ED F.
1.00
„Ich wurde sehr unfeundlich beraten und abgewiesen als ich weitere Fragen hatte. Würde die Versicherung niemandem empfehlen.“
Anonymous
4.00
„So far, the feedback and reimbursement of my invoices were clearly and fast. Following the terms and conditions indicated in the contract. I have a year contract with Klemmer. I hope it runs well untill the end :)“
Anonymous
4.50
„Die Antwort auf Ihre Fragen erfolgt zeitnah.“
Anonymous
5.00
„Herzlichen Dank, sehr zufrieden“
Salma H.
5.00
„Sie haben mir schneller antworten. Vielen dank für Ihre Leistungen.“
Ghada E.
5.00
„The insurance helped me during my stay in Germany and when I attended before the hospital everything was good.“
R.
5.00
„Schnelle, unkomplizierte Bearbeitung und wie immer freundlicher Service bei Klemmer. Danke.“
Anonymous
5.00
„Thank you for guiding me and covering the full cost“
Y.
5.00
„Die Vertragsabschluss und die Zahlung der Versicherungspolice sind klar und einfach, keineswegs kompliziert. Als ich einen Zahnarzt in Deutschland aufsuchen musste, verlief alles glatt. Ich musste lediglich den Behandlungsschein sowie meinen Reisepass der Zahnarzthelferin vorlegen und brauchte keine weiteren Formalitäten zu erledigen. Klemmer kümmerte sich um die direkte Bezahlung an den Zahnarzt, ohne jegliche Komplikationen. Hervorragend!“
Dr. Rubén José L.
5.00
„Ich versichere seit 5 Jahren unsere Au-Pairs und internationale Gäste bei KLEMMER. Meistens hatten wir die Versicherung nicht in Anspruch genommen. Aber wenn, dann war die Beratung stets professionell und die Kosten wurden schnell erstattet.“
Maria K.
2.00
„Sehr geehrte Damen und Herren, hiermit möchte ich nur eine Kurze Rückmeldung, dass ich mit euch Service sehr zufrieden war. Ich danke euch sehr. Mit freundlichen Grüßen Fabrice Notahinjanahary“
Anonymous
5.00
„freundliche Berater am Telefon und guter Service jederzeit zu empfehlen“
D.
4.50
„Service einwandfrei und unbürokratisch. Klemmer kann ich uneingeschränkt empfehlen! Beratung in meinem Fall entbehrlich, da das gesamte Konzept online aufgebaut und einfach strukturiert ist und damit wunderbar funktioniert.“
Anonymous
5.00
„Es ist einfach und biss jetzt sehr unkompliziert. Danke“
L.
5.00
„Ich finde es schade, dass man keine Eingangsbestätigung zu eingereichten Rechnungen bekommt.“
Anonymous
5.00
„Unkomplizierte Abwicklung eines stationär geführten Notfalls bei unserem AuPair. Vielen Dank!“
Anonymous
5.00
„Ich bin seit fast 20 Jahren zufriedener Kunde. Unkompliziert, schnell und unbürokratisch.“
Sven H.
4.00
„Toller unkomplizierter Service!“
Anonymous
5.00
„Unkompliziert, Verträge konnten telefonisch besprochen und vereinbart werden. Top Service empfehle es gerne weiter .“
S.
5.00
„wir haben schon den vierten Vertrag abgeschlossen. IMMER schnell bei jedem Anliegen und sehr höflich am Telefon. Hier steht der Kunde wirklich im Vordergrund. DANKE“
Jami N.
5.00
„Schnelle Zahlung im Leistungsfall und unkomplizierte Abwicklung.“
Anonymous
5.00
„I have contacted them many times, they reply quickly. I feel confident with this insurance.“
Mr. H.
5.00
„Wir haben bei Klemmer eine Au-Pair Versicherung beauftragt und waren sehr zufrieden. Sehr schnelle Zahlung bei Anmeldung einer Leistung. Sehr guter Service bei Stornierung durch vorzeitigem Au-Pair Wechsel.“
M.
5.00
„The speed at which my claim was reimbursed was impressive. Thank you! A representative did give me an incorrect email address to send my claim though (there were typos in the email address provided), so that took a bit of time to sort out.“
Anonymous
5.00
„Tel Beratung heute“
Anonymous
5.00
„schnelle Bearbeitung und sehr guter Service“
Anonymous
4.67
„Your response to issues are so timely and excellent“
Gilbert C.
4.50
„Telefonisch immer schnell zu erreichen und immer sehr nett geantwortet. Top Erfahrung, weiter so!!“
Anonymous
5.00
„Kompetent & schnell!“
C.
5.00
„Der Kundenservice am Telefon war stets freundlich und kompetent. Alle Anliegen wurden stets sofort erledigt.“
Anne H.
5.00
„Replies and reimburstments are super fast and easy“
Anonymous
2.17
„From my personal experience whenever I had a question and made a phone call the male staff is usually not so helpful. He kept on saying everything is written on the contract". Yes, everything is written, but I made the call because I wanted to make sure. He made me feel unwelcome and I felt like not calling back anymore which is really bad because I don't feel like staying with your health insurance. I am happy that the reimbursement went through quickly. Thank you.“
Anonymous
4.67
„Auch Umbuchung bei Reiseänderung war kein Problem“
Erwin S.
4.50
„Ich bin sehr zufrieden. Ich kann KLEMMER gut sehr empfehlen Auf ihn ist en Verlass.. Tip-Top“
Gihad E.
5.00
„Unglaublich guter Kundenservice! Bin netterweise darauf aufmerksam gemacht worden, dass ich versehentlich (mein Fehler) doppelt versichert war und die Rückabwicklung war so unkompliziert und die Mitarbeiter sehr freundlich. Ganz klare Empfehlung“
Verena H.
5.00
„Immer schnell und freundlich. Kulanter und sehr kundenorientiert. Vielen Dank!“
Sebastian M.
5.00
„Schnell und zuverlässig. Ich sollte noch zu Nachuntersuchungen, möchte aber damit warten.“
Anonymous
5.00
„Ihre Dienste und Unterstützung sind sehr gut. Danke“
A.
5.00
„Sehr hilfsbereit, immer ohne Probleme erreichbar ,weniger Bürokratie im Vergleich mit anderer Versicherungen Sehr empfehlenswert“
Anonymous
5.00
„Ich persönlich hatte bisher nur gute Erfahrungen mit der Klemmer International Assekuradeur GmbH. Daher würde ich diese Versicherung auf jeden Fall auch weiterempfehlen. Vielen Dank“
Anonymous
5.00
„Klemmer International ist die BESTE 👍🏻“
Anonymous
5.00
„Die bisherigen Erfahrungen waren sehr weit überdurchschnittlich gut. Alle nicht nachvollziehbaren Forderungen einer deutschen Botschaft bei der Erteilung eines Einreisevisums wurden quasi in "Sekundenschnelle" angepasst. Im Gegensatz zu vielen anderen Einrichtungen war ständig jemand zu erreichen und konnte kompetente und praxisorientierte Auskunft geben. Das hört sich übertrieben gut an? Dafür stehe ich, gerne auch in direktem Kontakt. Die kundenfreundliche Arbeit hat mir sehr, sehr geholfen.“
Wolfgang H.
5.00
„Einfacher schneller Abschluss, Kündigung ebenso, Bisher immer alle Kosten übernommen ohne komplizierte Prozesse.“
Anonymous
5.00
„Leistungen waren sehr gut.“
Anonymous
View all reviews at ProvenExpert