Yes, taking out international travel insurance for business travellers is advisable. A lot can go wrong on a business trip, such as a meeting being cancelled at short notice, illness or delays. Health-related problems in particular are often not fully covered. Many public health insurance providers cover emergency treatment only, but not all the medical services commonly covered in Germany or medical repatriation to the traveller’s home country. In addition, many private travel insurance policies cover leisure trips only and exclude business travel.
Specialised business travel insurance reduces the risk of high cancellation, rebooking and medical costs. These insurance products often combine international health insurance with travel insurance benefits, including trip cancellation, trip interruption and baggage cover. The scope of coverage depends on the insurance company and the selected plan, so it is worth checking the details carefully.
KLEMMER’s WORK & PROFESSION insurance provides optimal protection for people travelling outside Germany for business purposes.
