GUESTS Travel Insurance:

Health, accident and liability insurance for trips to Germany/Austria

You are between the ages of 3 and 69 and would like to stay as a tourist or guest in Germany or Austria for not longer then three years?

We recommend you the GUESTS Insurance with health, accident and liability insurance already from € 1.20 per day (dependent on age).

What is insured?

Health, accident and liability insurance.

Who can be insured?

Any foreign tourist/guest who is between the ages of 3 and 69 and has not had a permanent residence in Germany or Austria for at least two years.

Any person who has celebrated their 70th birthday are welcome to protect themselves with "Hanse Merkur Travel Protection".

Where is the protection?

In Germany or Austria for a temporary, legal stay during the effective period of the policy.

Additional insurance coverage worldwide (away from your home country) for vacation purposes for up to six weeks per insurance year.

How can you take out this insurance?

  • Online
    Quick and easy, after just a few minutes you will receive your official insurance policy.
  • Via fax or regular mail
    Just complete our simple form and return it to us. We will process it directly and you will receive your official insurance policy within 2-3 working days.

When does the coverage begin?

Immediately upon departure (border crossing) leaving the home country with direct travel to the host country.

How long can a guest be insured?

The insurance policy must be purchased for the entire period of the planned stay, initially for one year. Follow-on agreements can then be generated for additional coverage of up to two years.

When does the coverage end?

Insurance coverage can be terminated anytime at the agreed time, in case of early departure, or if the visa application is denied. All it takes is a phone call!

Of course, you can also terminate your policy in wirting by e-mail, fax, or letter.